AI in Finance startups in India are revolutionizing financial planning and decision-making by leveraging advanced technologies such as artificial intelligence, machine learning, and data analytics. These startups are at the forefront of transforming traditional financial services and introducing innovative solutions that cater to the evolving needs of individuals and businesses.

Using AI algorithms, these startups analyze vast amounts of data from various sources, including customer transactions, market trends, economic indicators, and social media behavior, to gain valuable insights and make data-driven decisions. This enables more accurate risk assessment, personalized recommendations, and optimized investment strategies.

By automating processes that were previously time-consuming and manual, AI startups in the finance sector are significantly improving operational efficiency. For instance, AI-powered chatbots and virtual assistants provide personalized customer support, handle routine inquiries, and assist with transactions, saving time and resources for financial institutions.

Moreover, AI in Finance startups are addressing challenges such as credit assessment, fraud detection, and regulatory compliance. By leveraging AI algorithms and alternative data sources, they are able to assess creditworthiness beyond traditional financial indicators, identify fraudulent activities in real-time, and streamline compliance processes.

These startups are also making financial services more accessible and inclusive. Through mobile apps and digital platforms, individuals and businesses can access financial products and services conveniently, even in underserved areas. AI-driven platforms provide tailored financial advice, personalized investment options, and on-demand access to credit, empowering users to make informed decisions and manage their finances more effectively.

From Data to Dollars: The Rise of AI in Indian Finance Startups


Founder: Vinay Bagri, Virender Bisht

CEO: Vinay Bagri

Year: Niyo was founded in 2015.

Indiabulls Asset Management Company

Founder: I don’t have specific information about the founders of Indiabulls AMC.

CEO: I don’t have information about the current CEO.

Year: Indiabulls Asset Management Company operates as part of the Indiabulls Group.

Founder: Ravi Shankar

CEO: Ravi Shankar

Year: was founded in 2016.


Founder: VR Govindarajan, Debashish Chakraborty

CEO: VR Govindarajan

Year: Perfios was founded in 2008.

Capital Quant Solutions

Founder: Varun Agarwal

CEO: Varun Agarwal

Year: Capital Quant Solutions was founded in 2015.

Overall, AI in Finance startups in India are driving a paradigm shift in the financial industry. They are democratizing access to financial services, enhancing efficiency, improving decision-making, and fostering innovation. As these startups continue to evolve and innovate, they have the potential to reshape the financial landscape and create new opportunities for economic growth and prosperity.